Charlottesville car tax
A car worth $25,000 in Charlottesville, VA pays about $827 a year in personal property tax ($4.4 per $100 · 31% relief).
Charlottesville car tax calculator
- Assessed value: $25,000
- Gross tax: $25,000 × $4.4 per $100 = $1,100.00
- State car tax relief (PPTRA 31% on the first $20,000): −$272.80
Towns value cars from pricing guides (J.D. Power), not what you paid. Your bill may be prorated for months you owned the car.
Car tax in Charlottesville by car value
| Car value | Yearly tax | Per month |
|---|---|---|
| $10,000 | $304 | $25 |
| $15,000 | $455 | $38 |
| $20,000 | $607 | $51 |
| $25,000 | $827 | $69 |
| $30,000 | $1,047 | $87 |
| $40,000 | $1,487 | $124 |
| $50,000 | $1,927 | $161 |
| $75,000 | $3,027 | $252 |
Buying a car in Virginia: one-time tax
Virginia motor vehicle sales and use tax — 4.15%. Trade-ins don't reduce the tax.
The minimum is $75. The tax is on the gross price with no deduction for a trade-in (§58.1-2401).
Cut what your car costs in Charlottesville
Car tax is set by your town, but your loan and insurance aren't. Refinancing a car loan at a lower rate often saves more each year than the tax itself.
Questions
What is the car tax rate in Charlottesville, VA?
$4.4 per $100 · 31% relief for 2026.
How is car tax calculated in Charlottesville?
Assessed value: $25,000 → Gross tax: $25,000 × $4.4 per $100 = $1,100.00 → State car tax relief (PPTRA 31% on the first $20,000): −$272.80
How much is car tax on a $30,000 car in Charlottesville?
About $1,047 a year.
When is car tax due in Charlottesville?
June 5 and December 5 (city license fee included in June bill)
How is Virginia car tax calculated?
Value × the local rate per $100. For a qualifying personal car, the PPTRA relief % is then subtracted from the tax on the first $20,000 of value.
What is PPTRA car tax relief?
State-funded relief on the first $20,000 of value of a personal-use car. Each locality sets the % from its fixed share of state money.
Sources
- Charlottesville Council 2026-04-09 certified ordinances/resolutions
- Charlottesville Personal Property FAQ
- Charlottesville Treasurer - Personal Property
- Virginia Department of Taxation – Local Tax Rates, Tax Year 2025 (Tables 1–2)
- UVA Weldon Cooper Center – Virginia Local Tax Rates 2025 data file
- Code of Va. §58.1-3524 (PPTRA)
- Code of Va. §58.1-2402
Last checked October 14, 2026. Rates are for passenger cars owned by individuals; leased, business and specialty vehicles can differ. Confirm with your tax collector or commissioner of the revenue.