Montgomery County car tax

A car worth $25,000 in Montgomery County, NC pays about $154 a year in personal property tax ($0.615 per $100).

Montgomery County car tax calculator

Car's value$

Yearly car tax$154≈ $13/month

Assessed value: $25,000 × 100% = $25,000
Tax: $25,000 × 0.615 per $100 = $153.75

Towns value cars from pricing guides (average retail or trade-in), not what you paid. Your bill may be prorated for months you owned the car.

Car tax in Montgomery County by car value

Yearly tax by car value. The dot follows the calculator.

Car value	Yearly tax	Per month
$10,000	$62	$5
$15,000	$92	$8
$20,000	$123	$10
$25,000	$154	$13
$30,000	$185	$15
$40,000	$246	$21
$50,000	$308	$26
$75,000	$461	$38

Buying a car in North Carolina: one-time tax

North Carolina Highway Use Tax (HUT) — 3%. Your trade-in is subtracted before tax.

Price$Trade-in$

Tax$1,0503%

Dealer sales are taxed on price plus doc fee minus trade-in. Private sales use the computed value. A car brought in by a new resident pays at most $250.

Cut what your car costs in Montgomery County

Car tax is set by your town, but your loan and insurance aren't. Refinancing a car loan at a lower rate often saves more each year than the tax itself.

Check refinance rates →

Other counties in North Carolina

Yearly tax on a $25,000 car.

Questions

What is the car tax rate in Montgomery County, NC?

$0.615 per $100 for FY2026-27.

How is car tax calculated in Montgomery County?

Assessed value: $25,000 × 100% = $25,000 → Tax: $25,000 × 0.615 per $100 = $153.75

How much is car tax on a $30,000 car in Montgomery County?

About $185 a year.

When is car tax due in Montgomery County?

Paid with the yearly registration renewal (the notice arrives about 60 days before the plate expires). For a newly purchased car, the first property tax is deferred and billed with the first renewal.

How is NC vehicle property tax calculated?

Value ÷ 100 × (county rate + city rate). Example: a $20,000 car at a combined $1.00 per $100 owes $200.

What is Tag & Tax Together?

NCDMV collects your county and city vehicle property tax with the yearly registration renewal, in one payment.

Sources

Last checked October 14, 2026. Rates are for passenger cars owned by individuals; leased, business and specialty vehicles can differ. Confirm with your tax collector or commissioner of the revenue.