Belmont car tax
A car worth $25,000 in Belmont, NC pays about $264 a year in personal property tax ($1.054 per $100).
The city part uses last year's (2025–26) rate until North Carolina publishes the 2026–27 city rates; the county part is current.
Belmont car tax calculator
- Assessed value: $25,000 × 100% = $25,000
- Tax: $25,000 × 1.054 per $100 = $263.50
Towns value cars from pricing guides (average retail or trade-in), not what you paid. Your bill may be prorated for months you owned the car.
Car tax in Belmont by car value
| Car value | Yearly tax | Per month |
|---|---|---|
| $10,000 | $105 | $9 |
| $15,000 | $158 | $13 |
| $20,000 | $211 | $18 |
| $25,000 | $264 | $22 |
| $30,000 | $316 | $26 |
| $40,000 | $422 | $35 |
| $50,000 | $527 | $44 |
| $75,000 | $791 | $66 |
Buying a car in North Carolina: one-time tax
North Carolina Highway Use Tax (HUT) — 3%. Your trade-in is subtracted before tax.
Dealer sales are taxed on price plus doc fee minus trade-in. Private sales use the computed value. A car brought in by a new resident pays at most $250.
Cut what your car costs in Belmont
Car tax is set by your town, but your loan and insurance aren't. Refinancing a car loan at a lower rate often saves more each year than the tax itself.
Elsewhere in Gaston County
- Bessemer City$287/yr
- Cherryville$270/yr
- Cramerton$257/yr
- Dallas$260/yr
- Gaston County$150/yr
- Gastonia$267/yr
- High Shoals$237/yr
- Kings Mountain (Gaston County part)$270/yr
- Lowell$239/yr
- McAdenville$247/yr
- Mount Holly$251/yr
- Ranlo$262/yr
- Stanley$272/yr
Yearly tax on a $25,000 car.
Questions
What is the car tax rate in Belmont, NC?
$1.054 per $100 for FY2026-27.
How is car tax calculated in Belmont?
Assessed value: $25,000 × 100% = $25,000 → Tax: $25,000 × 1.054 per $100 = $263.50
How much is car tax on a $30,000 car in Belmont?
About $316 a year.
When is car tax due in Belmont?
Paid with the yearly registration renewal (the notice arrives about 60 days before the plate expires). For a newly purchased car, the first property tax is deferred and billed with the first renewal.
How is NC vehicle property tax calculated?
Value ÷ 100 × (county rate + city rate). Example: a $20,000 car at a combined $1.00 per $100 owes $200.
What is Tag & Tax Together?
NCDMV collects your county and city vehicle property tax with the yearly registration renewal, in one payment.
Sources
- NCDOR – 2025-2026 County and Municipal Tax Rates and Effective Tax Rates (xlsx)
- NCDOR – 2026-2027 Property Tax Rates for North Carolina Counties (xlsx)
- NCDOR – 2025-2026 County and Municipal Tax Rates page
- NCDOT – Vehicle property tax
- NCDMV – Fee schedule (MVR-106)
Last checked October 14, 2026. Rates are for passenger cars owned by individuals; leased, business and specialty vehicles can differ. Confirm with your tax collector or commissioner of the revenue.